Updated: Sep 30
You've spent days communicating with your travel consultant to book your dream cruise, and the excitement of the countdown begins. Now's the time to start working with your travel consultant to begin planning all the experiences you want to have with your family. As your travel day approaches, things fall into place as you pack more than you'll probably need while you're away. You've sailed away, and a few days into the trip, the unthinkable happens; a loved one has an accident and needs medical care. You head to the ship's medical center to get the care they need only to be surprised by a huge bill that's been charged to your account. Not knowing how you'll cover the expense when you get home, you spend the rest of your cruise worried instead of relaxing.
As travel consultants, we work tirelessly to ensure that you're prepared to have the time of your lives while on vacation, and we act as your advocate until you get home if anything goes sideways. One of the most important conversations to have with your travel consultant before you travel is a travel insurance policy that best fits your needs. Many will brush this conversation off as another upsell, but having travel insurance is as important as having regular health insurance in your daily life.
If you're in the group who travels without insurance, you're not alone. Around 40% of travels opt to skip the additional cost of buying a policy to protect their purchase and against unexpected medical expenses. While traveling without a policy is a personal choice, many reasons include the policy's cost, the thought that "it won't happen to me," and being unfamiliar with the costs associated with medical care on a ship or overseas. Even while traveling within the US, travel insurance can help offset expenses related to an extended stay in a hospital or at your destination because of an unexpected medical emergency while on vacation.
That 60% of travels who opt to travel with travel insurance don't just purchase a policy; they get peace of mind. They know that the excitement of going to Walt Disney World in Florida, on your first cruise, or to the romantic city of Paris can quickly be overtaken by the stress of missing a connecting flight or needing medical care.
Rainbow Getaways partners with Allianz Travel Insurance to offer an array of policies that fit your unique needs. With different levels of policies, Allianze provides the coverage that you need at a price that you can afford. The next time you're talking with your travel consultant about your next holiday, take a few minutes to discuss the travel insurance options. The peace of mind knowing that you're covered will protect your vacation and wallet from being ruined.
Ready to start planning your next getaway? Contact me to begin planning, and as always, there's never a planning fee!